PROTECTION

There are different forms of life cover, which means you can buy the product that suits your situation best. A common approach though, is for your family to pay off the mortgage if you die. 

Many people worry about getting life insurance if they have pre-existing medical conditions. In most cases, you can still get cover. It’s just a question of being honest about your medical health and exploring what the options are.

People sometimes think that providers seek ways to avoid paying out or that the list of conditions isn’t long enough – but the insurers we work with absolutely do pay and are there to support you when you need them. 

Critical illness insurance could replace your salary, help pay for lifestyle changes or even household adaptations – it takes the pressure off, so you can focus on your treatment. 

sum you typically receive from life insurance so that your family doesn’t have to make major changes after your death. It means that their lives can continue as planned. 

Again, these products are very flexible and can be tailored to your budget. You usually take them out for a set term, such as 15, 20 or 25 years.